Florida Law Regarding Roof Repair

Claim settlement practices relating to property insurance.

Florida law regarding roof repair.

Florida has a statutory answer to many of these issues. We will be your advocate in the event your insurance company doesn t want to abide by florida state law. Florida law requires state licensed contractors perform roofing work. California roofing codes establish a list of rules that all builders and contractors must adhere to in order to ensure safe building practices within the state.

California roofing laws cover everything from licensure of the roofing company to the types of shingles that must be used to the slope of the roof. Unless otherwise provided by the policy when a homeowner s insurance policy provides for the adjustment and settlement of first party losses based on repair or replacement cost the following requirements apply. We know florida building code. I have spoken with many florida condo owners that have water damage from roof leaks or other leaks caused by the condo association s failure to maintain the common elements.

This blog post provides an overview and summary of florida law on the maintenance repair and replacement responsibility within your condominium association when damage occurs. Specifically under current florida law a roofer waives his her right to claim a lien against an assignor after entering an aob agreement. Florida has more roofing regulations than you may realize. But remain in contact with your insurance company regarding any outside vendors that are brought in to make repairs.

There are laws regarding who can work on roofs how roofs must be installed or repaired when roofs may be reroofed and much more. While the law is clear that the association has a non delegable duty to maintain the common elements a problem arises for the individual owners. Roof repair and replacement from suncoast roofing solutions. If an insurer can claim that less than 25 percent of a roof was damaged or claim that only one roof section suffered damage then it will not have to pay out as much as if a full roof replacement were required under building code.

The 2014 florida existing building code the code contains what is conventionally called the 25 percent rule the rule. Call today for your inspection 813 283 2544. See section 627 7152 7 a of the florida statutes. Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables.

While florida construction lien law ultimately helps ensure full payment for contractors it is not always clear regarding the procedural requirements for perfecting lien rights. In a nutshell the rule states that if more than 25 percent of a roof or section of a roof is repaired replaced or recovered then the entire roofing system or roof section must be. Under florida s 25 percent rule homeowner s insurance companies are incentivized to minimize policyholders roof damage claims as much as possible. Governor scott announced operation blue roof to help families temporarily repair their roofs at no cost.

That ensures that your roof is repaired or replaced to the standards required by the state. The rule applies to roof repair of any commercial or residential building.