Does State Farm Cover Solar Panels

Normal wear and tear.

Does state farm cover solar panels.

Here solar panels are considered as fixed attachments alongside things like decks porches and attached garages. It goes without saying that solar panels are a great option for the eco minded but solar panel systems otherwise known as photovoltaic pv systems also allow you to save money on your electricity bill and can increase the value of your home. Therefore these are covered under the home insurance policy and you don t need any additional premium or a separate policy. That means that in many cases covering your solar panels under your home insurance won t create the need for a special add on or rider won.

Residential solar energy installations are typically covered as part of a standard homeowners policy according the u s. Most home insurance covers solar panels once a rooftop solar panel system is installed on your home it is considered part of your home under most home insurance plans. On the same manner that other companies don t cover floods and earthquakes coverage of wind damage to your solar panels is a good question for your insurer. Being a piece of electrical equipment solar panels are subject to manufacturer s warranty and certainly not by your home insurance.

However before you decide to cover your rooftop with panels you ll want to make sure that your current. Check with your agent to learn whether your policy provides. Department of energy s national renewable energy laboratory nrel. Solar panels and home insurance.